Where "I Don't Think I Can" Turns Into Keys in Your Hand.

Check My Readiness
Get Pre-Approved

2 minutes · No credit pull

"I won't help you buy a home that costs you your life. We find the one that gives you yours back."

— Sharlene Mercier

This Isn't Just About a House.

It's about three things a rent check can never give you.

STABILITY

A payment that doesn't go up. A place to plan your life from. No more landlord notices.

EQUITY

Every payment builds something. Rent disappears. Ownership compounds. Your money starts working for you, not your landlord.

ACHIEVEMENT

Proof that you did it. Your name on the deed. Something nobody can take.

A rent check pays for a roof. These three things build a future. Let's find out when yours starts.

Check My Readiness

2 minutes · No credit pull

From Stuck to Keys in Your Hand.

A clear path. Start where you are.

  • Download the GuideDownload the Guide

Get the 90 Days to KEYS Guide — the real numbers, the real mistakes, the real path. Yours free.

  • Take the AssessmentTake the Assessment

Five minutes. Eight questions. Personalized results that tell you exactly where you stand.

  • Join the WorkshopJoin the Workshop

Every week I break down the full framework live. Bring your questions. Get real answers.

  • Strategy Call (Earned)Strategy Call (Earned)

Once you've completed your Assessment, you'll unlock a private 1:1 with me. We map your exact path to keys together.

The SOHO Advantage

Two agents. Two timelines. Two stories. See how we're different.

SOHO Realty

vs

Traditional Agents

  • We ARE both. One team. One plan.
  • We start with your real numbers — before you house hunt.
  • You're a person building a life. We treat you that way.
  • We find your SAFE zone. Not your stress zone.
  • We're still here after the keys — because this is a relationship.
  • We've walked hundreds of women through this. We know the questions.

Traditional Agents

  • My agent and my lender don't talk to each other.
  • Nobody explains the numbers before I fall in love with a house.
  • I feel like just another transaction to them.
  • They push me toward homes I can barely afford.
  • Once I close, I never hear from them again.
  • I don't know what questions I should even be asking.
Check My Readiness

2 minutes · No credit pull

Homebuying Journey Made Simple.

Your step-by-step path from overwhelmed to confident.

K

Know Your Numbers

Your comfort payment, real monthly cost, savings position.

Check My Readiness

E

Evaluate Your Options

First-time buyer programs, loan types, down payment paths.

Get Pre-Approved

Y

Your Perfect Home

YOUR commute, YOUR lifestyle, YOUR must-haves.

Get Pre-Approved

S

Secure the Deal

One person handling real estate AND mortgage.

Check My Readiness

From stuck to keys in your hand.

Check My Readiness

2 minutes · No credit pull

Where We Help Women Own Their Future.

Two cities. Two markets. One team — local, dual-licensed, and in your corner.

Houston-TX-Skyline-photo

Houston, TX

From Sugar Land to the Heights — we know the neighborhoods, the schools, and the lender programs that make buying possible here.

Explore Houston
Atlanta-GA-skyline-area

Atlanta, GA

From Roswell to Midtown — where equity grows faster than rent does, and we know which areas reward you most.

Explore Atlanta

Real Women. Real Stories. Real Keys.

Every woman below started with "I don't think I can." Look for the one whose story sounds most like yours.

Single Mom of 3. Entrepreneur. Post-Divorce.

Farah Anderson

THE SITUATION

Purchasing a home as a single woman, mom of 3, and entrepreneur after divorce was a huge milestone — and felt impossible at first.

THE OUTCOME

Smooth, transparent, empowering process. Closed on her home with confidence and clarity.

"She made the process smooth, transparent, and empowering. With the right people in your corner, anything is possible."

FIRST-TIME BUYERS · DUAL INCOME

Jonathan & Detra Hall

THE SITUATION

Relocating for a new career opportunity, Jessica wanted to buy instead of rent but felt intimidated by rising home prices and the mortgage process. She worried she would make the wrong decision.

THE OUTCOME

Together, we mapped out her financing options, narrowed her search, and helped her purchase a home that fit both her lifestyle and long-term goals.

"For the first time, I felt like someone was helping me build a future—not just close a transaction."

CORPORATE EXECUTIVE. INVESTOR. BUILDING GENERATIONAL WEALTH.

Nicole R.

THE SITUATION

Nicole had already achieved professional success but wanted to take the next step toward building lasting wealth through real estate. She needed guidance on identifying the right investment opportunity and financing strategy.

THE OUTCOME

By leveraging her equity and creating a customized plan, Nicole successfully purchased an investment property that aligned with her long-term wealth-building goals.

"I walked away with more than a property. I walked away with a strategy and the confidence to keep growing."

"Would not recommend. Unprofessional and dishonest. Do not sell your home with this company unless you want to get the runaround and lose thousands of dollars in the process."
Photo
Keath Tanksley
View review on Google
"Sharlene and her team truly exceeded all expectations! Having real estate and financing guidance under one roof made the entire process seamless, and their top-tier communication every step of the way was icing on the cake. I highly recommend SOHO Realty & Mortgage Lending for your next home purchas… Read MoreRead Less
Photo
A Rose
View review on Google
"As both the buyer and the agent on my own home purchase, I needed a lender who could match my pace, support my vision, and guide me through every detail and she did exactly that. Purchasing a home as a single woman, mom of 3, and entrepreneur after divorce was a huge milestone for me. She made the p… Read MoreRead Less
Photo
Farah Anderson
View review on Google
"I would highly recommend SOHO Realty and Mortgage Lending to anyone looking to purchase a home. Mrs. Sharlene Mercier has so much knowledge and experience in the realty industry. She will make sure you are comfortable and confident throughout the process."
Photo
Riawna Kelly
View review on Google
"Sharlene Mercier, displayed so much professionalism in dealing with my Family's Real Estate transaction. From the very start of the process I was sold that she had my best interest at heart. Walking me through every phase of the process and even following up with me just to provide timely check-i… Read MoreRead Less
Photo
Dallas Singleton
View review on Google
"I had a great experience during my discovery call with Mrs Sharlene. She was very detailed, professional, and took the time to walk me through every step of the loan process. I really appreciated how informative and patient she was in answering all my questions it made me feel confident and supporte… Read MoreRead Less
Photo
Farah Anderson
View review on Google
"I recently worked with Sharlene to remodel and rent out my property, and she made the whole process so easy, I couldn't be more pleased with the experience. I had no idea where to start, but Sharlene guided me through every step and gave me great advice along the way. She was with me from start to f… Read MoreRead Less
Photo
Rhonda Merchant
View review on Google
"Sharlene was the absolute best to work with. She was always one step ahead of what was needed and treated us like family. We have worked with her before and will always work with her moving forward!!!! Thank you Sharlene for helping us find our forever home!"
Photo
Stacye Tanksley
View review on Google
"Sharlene is impeccable! I worked with her on my first mortgage purchase and is currently working with her after 10 years on the second. I came back to her because she has always been honest, knowledgeable , willing and resourceful in helping you reach your real estate goals."
Photo
Lenore Evans
View review on Google
Read More Success Stories
Read More Success Stories

Your Story Could Be Next.

Every woman above started exactly where you are. They weren't alone. Neither are you.

Check My Readiness

2 minutes · No credit pull

Homebuying Doesn’t Have to Be Confusing

Here are the questions women ask me most before they decide to buy with SOHO.

Most agents find you a house and hand you off to a lender they don't control. I'm both. One team, one plan, one person accountable for all of it. That's the difference.

Yes — and it's the kindest thing I can make you do. Looking without pre-approval is how women fall in love with homes they can't afford. Fifteen minutes, and you'll know what you can actually buy.

You're exactly who I built this for. Most of the women I've walked to keys started with one or both. We have loan products and down payment programs big banks don't even talk about. Take the Readiness Assessment and find out what's possible.

From pre-approval to keys, most women close in 60 to 90 days. Some faster. Some need a few months to get ready. The Assessment tells you which one you are.

After you take the Assessment, we get on a real conversation — no pitch, no pressure. I walk you through your results, we talk about your situation, and you'll leave with a clear next step.

Everyone waiting for "the perfect market" is still renting. Interest rates go up and down. Home prices mostly just go up. The real question isn't timing the market — it's whether YOU are ready. The Assessment tells you that in 5 minutes.

Have More Questions?

Take the Assessment

2 minutes · No credit pull

Take the Next Step Now.

Five minutes. Eight questions. A clear path forward.

Check My Readiness
Get Pre-Approved

2 minutes · No credit pull