Yes, You Can Own. And I'll Show You How.

Credit concerns, high debt, no savings, starting over — I've walked women through every situation to the keys of their own home.

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THE CALCULATOR CONFUSION

"The numbers don't make sense to me."

THE HOUSE-POOR FEAR

"What if I buy and can't live my life anymore?"

THE WAITING TRAP

"I've been thinking about this for two years."

THE SOLO BUYER QUESTION

"Am I really supposed to do this alone?"

Many of the women I've helped have said at least one of these things — some have said all four. And they all have keys now. You're closer than you think. Let's find out exactly how close.

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Real Results, Real Families

500+

Families Helped

From first-time buyers to seasoned investors, we’ve empowered hundreds of families to start and scale their wealth journey.

$100M+

in Wealth Generated

Through smart purchases, strategic selling, and long-term planning, our clients have built lasting equity and financial security.

1000+

Homes Closed

Each home is more than a property—it’s a stepping stone toward financial independence.

Client

Satisfaction

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New Project

Here's How We Get You to Keys

A clear path. Start where you are.

  • Download the GuideDownload the Guide

Get the 90 Days to KEYS Guide — the real numbers, the real mistakes, the real path. Yours free.

  • Free WorkshopFree Workshop

Every week, I break down the full framework live. Bring your questions. Get real answers.

  • Readiness AssessmentReadiness Assessment

Find out exactly where you stand. 5 minutes. Personalized results.

  • Strategy Call (Earned)Strategy Call (Earned)

Once you've completed your Assessment, you'll unlock a private 1:1 with me. We map your exact path to keys together.

Not sure where to start?

Get the Free Guide
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Real Estate AND Mortgage — Without the Handoffs

Most buyers juggle two agents, two timelines, two sets of promises. With SOHO, it's one guide from start to finish.

HOME LOANS

The Right Loan Is the Foundation of Real Stability.

Big banks say no. We say let's look closer. Our lending partners approve the situations big banks won't — single income, self-employed, credit rebuilding, starting over.

Explore Your Options

Buy

Buy With Confidence. Move In With Peace of Mind.

From your first nervous question to the keys in your hand — we walk every step with you. No rushed decisions. No pressure. No confusion about what happens next.

Start Your Journey

Sell

Sell Smart. Protect What You've Built.

Moving on, moving up, or starting fresh — we help you get every dollar your home is worth, with strategic pricing and buyers already in our pipeline.

Get Started

FREE DOWNLOAD

Take Step 1.

Download the 90 Days to KEYS Guide — the same framework I walk my clients through on our first call.

Inside: the real numbers, the four mistakes I see women make again and again, and the exact path from where you are today to keys in your hand.

  • The REAL monthly cost of owning a home — not what online calculators show you
  • The four mistakes that keep smart, capable women stuck
  • What 'ready' actually means — and why you may be closer than you think
  • The full 90 Days to KEYS framework — explained step by step
Download the Guide

Instant download. Read it at your own pace — and come back when you're ready for Step 2.

Here's How We Get You to Keys

A clear path. Start where you are.

Mortgage Lending

One Team. One Journey. Your Peace of Mind.

From financing to finding your home, we bring mortgage and real estate together — built for women ready to move forward with clarity and control.

Take Assessment

Buy

Your First Step Toward Financial Freedom Starts Here

We guide women — from first-time buyers to investors — through every step of homeownership with clarity, confidence, and care.

Start Your Journey

Sell

Sell Smart. Step Boldly Into Your Next Chapter.

Whether you’re relocating, upgrading, or starting over, our team helps women sell with confidence — using expert strategies that maximize value and simplify your next move.

Get Started
New Project

Explore Our Service Areas

We serve vibrant communities where women are building legacies every day. From fast-growing neighborhoods to established markets, we help you find the right home — in the right place — to support your next move.

Houston TX area photo

Houston, TX

Where Opportunity Meets Homeownership

Explore Houston
Atlanta area photo

Atlanta, GA

A Thriving Market for Women Ready to Rise

Explore Atlanta

Real Families, Real Wealth

See how we've transformed futures through real estate

The Johnson Family

From Renting to Roots

Tired of rising rent and unstable leases, the Johnsons were ready for a change—but unsure where to start. With our step-by-step support, they secured their first home in a rapidly growing neighborhood. Today, they’re building equity—and a future—for their children.

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Maria G.

Turning a Divorce Into a Fresh Start

After a difficult divorce, Maria needed more than just a new place—she needed a plan. We helped her find a home that fit her budget, her kids’ school needs, and her long-term goals. Now, she owns a beautiful townhome and has begun investing in rental properties with our continued guidance.

SOHO-Circle-text-dark (1)

Daniel & Keisha

Investing in Their Legacy

Daniel and Keisha had stable careers but were unsure how to turn their savings into something lasting. Together, we identified a duplex in an up-and-coming area. With rental income from one unit and equity growth on the horizon, they’re now building generational wealth.

SOHO-Circle-text-dark (1)
Read More Success Stories

Featured Listings

Handpicked Properties to Help You Build Wealth & Belonging

The Johnson Family

From Renting to Roots

Tired of rising rent and unstable leases, the Johnsons were ready for a change—but unsure where to start. With our step-by-step support, they secured their first home in a rapidly growing neighborhood. Today, they’re building equity—and a future—for their children.

Maria G.

Turning a Divorce Into a Fresh Start

After a difficult divorce, Maria needed more than just a new place—she needed a plan. We helped her find a home that fit her budget, her kids’ school needs, and her long-term goals. Now, she owns a beautiful townhome and has begun investing in rental properties with our continued guidance.

Daniel & Keisha

Investing in Their Legacy

Daniel and Keisha had stable careers but were unsure how to turn their savings into something lasting. Together, we identified a duplex in an up-and-coming area. With rental income from one unit and equity growth on the horizon, they’re now building generational wealth.

$1,599,900
3118 Virginia Street
Houston, TX
Listing Courtesy Of: Min Mai of Sweet Home Realty Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
4 baths 4 beds 4,221 sqft
$1,250,000
8311 Shoregrove Drive
Houston, TX
Listing Courtesy Of: Casey Russell of Texas United Realty Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
4 baths 7 beds 4,313 sqft
$1,049,900
815 W 41st Street
Houston, TX
Listing Courtesy Of: Virginia Ledwell of Led Well Realty Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
5 baths 4 beds 2,879 sqft
$1,079,000
2408 Driscoll Street
Houston, TX
Listing Courtesy Of: Timothy Adams of Jane Byrd Properties International LLC Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
4 baths 4 beds 3,301 sqft
$1,495,000
315 Fawnlake Drive
Houston, TX
Listing Courtesy Of: Annie Hewitt of Martha Turner Sotheby's International Realty Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
3 baths 4 beds 2,644 sqft
$6,995,000
11527 Green Oaks Drive
Houston, TX
Listing Courtesy Of: Marla Reade of Nan & Company Properties - Corporate Office (Heights) Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
8 baths 5 beds 8,777 sqft
$1,250,000
14110 Woodthorpe Lane
Houston, TX
Listing Courtesy Of: Richard Hester of Martha Turner Sotheby's International Realty Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
4 baths 4 beds 3,272 sqft
$1,450,000
14907 Bramblewood Drive
Houston, TX
Listing Courtesy Of: Whitney Smith of Meadows Property Group Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
4 baths 4 beds 3,199 sqft
$1,498,950
2203 Cheshire Lane
Houston, TX
Listing Courtesy Of: David Atkins of Martha Turner Sotheby's International Realty Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
5 baths 4 beds 4,137 sqft
$1,300,000
3202 Loblolly Pines Way
Houston, TX
Listing Courtesy Of: Anne Bielstein of Martha Turner Sotheby's International Realty Broker: __BROKER_ATTRIBUTION__Prefer Ph#:[email protected]
7 baths 5 beds 4,429 sqft
View All Listings

Real Women. Real Wins.

See how we've transformed futures through real estate

The Johnson Family

From Renting to Roots

Tired of rising rent and unstable leases, the Johnsons were ready for a change—but unsure where to start. With our step-by-step support, they secured their first home in a rapidly growing neighborhood. Today, they’re building equity—and a future—for their children.

Maria G.

Turning a Divorce Into a Fresh Start

After a difficult divorce, Maria needed more than just a new place—she needed a plan. We helped her find a home that fit her budget, her kids’ school needs, and her long-term goals. Now, she owns a beautiful townhome and has begun investing in rental properties with our continued guidance.

Daniel & Keisha

Investing in Their Legacy

Daniel and Keisha had stable careers but were unsure how to turn their savings into something lasting. Together, we identified a duplex in an up-and-coming area. With rental income from one unit and equity growth on the horizon, they’re now building generational wealth.

"As both the buyer and the agent on my own home purchase, I needed a lender who could match my pace, support my vision, and guide me through every detail and she did exactly that. Purchasing a home as a single woman, mom of 3, and entrepreneur after divorce was a huge milestone for me. She made the p… Read MoreRead Less
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Farah Anderson
View review on Google
"I would highly recommend SOHO Realty and Mortgage Lending to anyone looking to purchase a home. Mrs. Sharlene Mercier has so much knowledge and experience in the realty industry. She will make sure you are comfortable and confident throughout the process."
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Riawna Kelly
View review on Google
"Sharlene Mercier, displayed so much professionalism in dealing with my Family's Real Estate transaction. From the very start of the process I was sold that she had my best interest at heart. Walking me through every phase of the process and even following up with me just to provide timely check-i… Read MoreRead Less
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Dallas Singleton
View review on Google
"I had a great experience during my discovery call with Mrs Sharlene. She was very detailed, professional, and took the time to walk me through every step of the loan process. I really appreciated how informative and patient she was in answering all my questions it made me feel confident and supporte… Read MoreRead Less
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Farah Anderson
View review on Google
"I recently worked with Sharlene to remodel and rent out my property, and she made the whole process so easy, I couldn't be more pleased with the experience. I had no idea where to start, but Sharlene guided me through every step and gave me great advice along the way. She was with me from start to f… Read MoreRead Less
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Rhonda Merchant
View review on Google
"Sharlene was the absolute best to work with. She was always one step ahead of what was needed and treated us like family. We have worked with her before and will always work with her moving forward!!!! Thank you Sharlene for helping us find our forever home!"
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Stacye Tanksley
View review on Google
"Sharlene is impeccable! I worked with her on my first mortgage purchase and is currently working with her after 10 years on the second. I came back to her because she has always been honest, knowledgeable , willing and resourceful in helping you reach your real estate goals."
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Lenore Evans
View review on Google
"SOHO Realty was an absolute pleasure to to partner with! Sharlene provided our mutual client with excellent customer service. A true pleasure to work with! I would highly recommend SOHO Realty!"
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Brian Mixon
View review on Google
Read More Success Stories

Still Have Questions?

I've heard them all. Here are the ones women ask me most.

Yes. Completely free. No credit card, no hidden fee, no catch. It takes about 5 minutes and gives you a personalized score plus your next best step.

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Have More Questions?

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ONE LAST THING

This Is the Year You Hold Your Keys.

It starts with five minutes. The rest is a plan we build together.

I know what it feels like to scroll to the end of a page like this and wonder if you're really the woman it's talking to. You are. Every word of this page was written for you.

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